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What Employers Need to Know about Employment Practices Liability Insurance (EPLI)

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By: John Byars

In today’s world with social media, political division and racial tension, employment practices liability insurance (EPLI) is more important than ever. With the division in our country, along with the rise of sexual and discriminatory harassment claims, it’s crucial that business owners protect themselves by not only putting proper policies in place, but also through adequate insurance coverage.... Read More

Commercial Property Insurance: 3 Ways to Value Your Property

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By: Jackie Yarbrough, Account Executive

Throughout the years, as I’ve worked with countless clients on their commercial property insurance needs, I’ve found there are many things that are often a bit confusing. Especially when it comes to determining the best way to value your commercial property, it’s not a one-size-fits-all kind of thing. It takes not only understanding how the... Read More

The Straightforward Answers to Your Most Common Homeowners Insurance Questions

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By: Andy Byars, Vice President

Whether before or after purchasing homeowners insurance, most everyone has a question or two about their policy. That’s why I find it extremely important to ensure all of my clients are thoroughly educated on exactly what their policy covers, and why certain limits are where they are. This way, I can rest assured they feel comfortable with the limits and confident in the protection their policy... Read More

Everything You Need to Know About a Personal Articles Policy and Protecting Your Valuable Items this Holiday Season

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By: Christian Underwood, Account Executive

‘Tis the season for giving! The holidays are a perfect opportunity to give your loved ones something special. You might even have a new ring, a new watch, or maybe a Daisy Red Ryder BB gun on your own wishlist. What happens if you lose that nice gift before it ever makes it under the tree? Is it covered?

During this season, it is important to make... Read More

How Making These Top 3 Dangerous Insurance Mistakes Could Devastate Your Business

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By: Haig Wright III, Account Executive

I’ve worked with many companies throughout the years, and during this time, I’ve seen business owners make some decisions that could greatly put their business at risk. While it’s my job not to just sell insurance, but to protect businesses from their exposures, it can often be a challenge getting a business to acknowledge a real need for a certain type of coverage or additional liability... Read More

Commercial Umbrella Insurance: 3 Questions to Ask Yourself Before Purchasing

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By: Evan Chambers, Account Executive

As a business owner, you’re probably familiar with commercial umbrella insurance, or the coverage that comes into play when your underlying liability limits aren’t enough to cover the claim. While having an umbrella could possibly save your business from bankruptcy after an unfortunate event,... Read More

Honesty, Integrity, Trust: What It Means to Be a Family Business

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By: Byars|Wright

The history of Byars|Wright dates all the way back to 1946 when G.L Byars and Jean Byars started Byars Insurance Agency in the small town of Jasper, AL. With a business built on honesty, integrity and trust, G.L. would sell insurance door-to-door while his wife Jean ran the office, and even typed the policies to be delivered to customers.

After decades of building relationships and... Read More

Avoid Workers’ Compensation Claims by Preventing Heat-Related Illnesses on Construction Sites

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By: Gabe Clement, Commercial Insurance & Bonding

In the South, we all know how brutal the sun can be especially during the dogs days of summer. Those working on construction sites and roadwork projects are getting direct exposure, leaving them vulnerable to heat exhaustion, or worse, heat strokes.

This is why it’s no surprise that heat-related workers’ compensation claims are... Read More

Here’s What You Need to Know About Grocery Store Insurance

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By: Paul Burnett, Account Executive

Regardless of whether you operate a chain supermarket or a small, single independent grocery store, your exposures are the same, and in order to protect yourself and your business, you need the right insurance. When looking for the best policy, it’s important to work with an agent that’s knowledgeable and capable of finding adequate coverages at a reasonable price. That’s why, at Byars|Wright, we... Read More

How a Personal Umbrella Policy Can Protect You

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By: John Byars, Vice-President

Most people are aware that they need some type of personal liability insurance that’s going to protect them in a situation where there’s negligence, and either bodily injury or property damage. What many others aren’t aware of is the need for a personal umbrella policy. This type of policy is basically another limit of liability that sits over all your other liability policies, like your home and... Read More

Think Your Small Business Doesn’t Need Cyber Liability Insurance? Think Again.

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By: Matthew E. Gaston, Account Executive, CIC

Cybercrime is one of the most rapidly emerging, significant exposures to any business today. Both organized crime in the U.S., as well as foreign enemies, are hacking and stealing information from businesses in order to turn around and sell that information. According to the 2017 State of Cybersecurity in Small &... Read More

Reflecting on the Acquisition of JYC Insurance: Why Both Parties Agree It Was The Best Decision

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By: W. Haig Wright II, President

At Byars|Wright, we live by our motto that “relationships matter”; it’s our driving force, and our business hinges on it. From our clients to our insurance companies, we believe that having relationships built on trust is imperative. This is especially true when seeking out potential merger or acquisition partners. While both parties must take the time to... Read More

Byars|Wright named 2016 Best Companies to Work for in Alabama

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 AUGUST 2016 - JASPER - Byars|Wright Insurance was recently named as one of the Best Companies to Work for in Alabama. This seventh annual program was created by Business Alabama and Best Companies Group.

This program was designed to identify, recognize and honor the best employers in Alabama, benefiting the county's economy, workforce and businesses. The list is made up of 16 companies in both large and small to medium size catagories. Byars|Wright has been named one of this year’s... Read More

Byars|Wright Insurance receives statewide recognition

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Andy Byars (center), Vice President of Byars|Wright accepts this recognition from Sandra McCullough, Auto-Owners Regional Vice President and Jeff Harrold, Chairman and CEO of Auto-Owners.

JUNE 2016 - JASPER - Auto-Owners Insurance is pleased to announce Byars|Wright Insurance of Jasper, AL has been named one of the TOP 10 growth agencies for Auto-Owners in the State of Alabama for 2015. The agency was recognized at a luncheon meeting in Montgomery, and at a... Read More