TENANT HOMEOWNERS INSURANCE:
Also known as Renters’ Insurance, or tenants insurance, these policies provide contents coverage and liability protection in the event someone becomes injured at your residence.
Renters' insurance is an insurance policy that provides most of the benefits of homeowners' insurance. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. It also provides liability insurance coverage. The tenant or renter's personal property is covered against named perils such as fire, theft, and vandalism. The owner of the building is responsible for insuring it but bears no responsibility for the tenant's belongings.
Many large and medium-sized rental properties include a requirement in their lease that tenants hold renters' insurance. Renters' insurance also informs the tenant that the property owner is not responsible for their belongings and that the tenant has coverage for them. But it is important to know what type of damage your insurance covers. There are three types of coverage available: loss of use, personal property, and personal liability.
TENANT DWELLING INSURANCE:
Property owners that rent their dwelling to others can obtain insurance for their property.
For information about the best Renter’s or Tenant Insurance coverage appropriate to meet your needs, please download and complete the Personal Insurance Quoting Forms and return it to firstname.lastname@example.org.
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