February 8, 2019 Post by Byars|Wright By John Byars, Vice-President Is it true that no good deed goes unpunished? If you ask the 36% of all nonprofit organizations that have reported a directors and officers (D&O) claim in the last ten years, they might tell you yes. D&O claims...
By Trae Norrell, Account Executive As we get older, we begin to realize the importance of having a good life insurance policy in place. Whether you’re just starting your family or nearing retirement, the need to protect your loved ones in your absence is an unfortunate...
By Oliver Wright As a retail business, whether you own a bakery, clothing store, boutique or flower shop, you have a very unique set of exposures. From your products to your employees, there’s not always a one-size-fits-all policy when it comes to having the proper insurance...
In recent years fire pits have become increasingly popular. Of course we enjoy the company of our guests partnered with a beautiful outdoor fire pit, but there’s just something comforting about sitting by the fire talking with friends and family. While many homeowners get caught up...
February 1, 2019 Post by Byars|Wright By Evan Chambers, Account Executive Believe it or not, Alabama has the strictest alcohol laws in the country. If you’re currently deciding whether or not to serve alcohol to employees or during a company-hosted event, there are a few things you should...
December 20, 2018 Post by Byars|Wright By: Paul Burnett, Account Executive At Byars|Wright, we value relationships. They mean everything to us. As an independent insurance agent I know that in order to build thriving relationships with my clients, we must first establish a strong sense of trust. Through...
People often ask us if their auto liability limits are where they need to be, and we typically tell them that as their assets go up, so should their limits. Along with higher limits, we also highly recommend getting an umbrella policy, which is basically...
December 20, 2018 Post by Byars|Wright By: Oliver Wright, Account Executive Many employers believe that once they have a business owner’s policy in place, they no longer to need to worry about any other type of coverage for their business. While this may be the case for some...
November 28, 2018 Post by Byars|Wright By: John Byars In today’s world with social media, political division and racial tension, employment practices liability insurance (EPLI) is more important than ever. With the division in our country, along with the rise of sexual and discriminatory harassment claims, it’s crucial...
November 20, 2018 Post by Byars|Wright Updated: October 5, 2023 By: Jackie Yarbrough, Account Executive Throughout the years, as I’ve worked with countless clients on their commercial property insurance needs, I’ve found there are many things that are often a bit confusing. Especially when it comes to determining the best...
Whether before or after purchasing homeowners insurance, most everyone has a question or two about their policy. That’s why I find it extremely important to ensure all of my clients are thoroughly educated on exactly what their policy covers, and why certain limits are where...
‘Tis the season for giving! The holidays are a perfect opportunity to give your loved ones something special. You might even have a new ring, a new watch, or maybe a Daisy Red Ryder BB gun on your own wish list. What happens if you...
I’ve worked with many companies throughout the years, and during this time, I’ve seen business owners make some decisions that could greatly put their business at risk. While it’s my job not to just sell insurance, but to protect businesses from their exposures, it can...
As a business owner, you’re probably familiar with commercial umbrella insurance, or the coverage that comes into play when your underlying liability limits aren’t enough to cover the claim. While having an umbrella could possibly save your business from bankruptcy after an unfortunate event, without one,...
The history of Byars|Wright dates all the way back to 1946 when G.L Byars and Jean Byars started Byars Insurance Agency in the small town of Jasper, AL. With a business built on honesty, integrity and trust, G.L. would sell insurance door-to-door while his wife...
In the South, we all know how brutal the sun can be especially during the dog days of summer. Those working on construction sites and roadwork projects are getting direct exposure. This leaves them vulnerable to heat exhaustion, or worse, heat strokes. This is why...
Regardless of whether you operate a chain supermarket or a small, single independent grocery store, your exposures are the same, and in order to protect yourself and your business, you need the right insurance. When looking for the best policy, it’s important to work with...
Most people are aware that they need some type of personal liability insurance that’s going to protect them in a situation where there’s negligence, and either bodily injury or property damage. What many others aren’t aware of is the need for a personal umbrella policy....
Cybercrime is one of the most rapidly emerging, significant exposures to any business today. Both organized crime in the U.S., as well as foreign enemies, are hacking and stealing information from businesses in order to turn around and sell that information. According to the 2017 State...
By: W. Haig Wright II, President At Byars|Wright, we live by our motto that “relationships matter”; it’s our driving force, and our business hinges on it. From our clients to our insurance companies, we believe that having relationships built on trust is imperative. This is especially true...
