May 22nd, 2019 By Haig Wright III, Producer Ever since Byars|Wright was founded in Jasper, AL in 1946, we’ve insured contractors in both the surface and underground coal mining industry. With Walker County being “coal country,” it’s no surprise that protecting this industry is in our blood....
April 29th, 2019 By: Beau Yarbrough, Producer Whether you're a small business owner running a one-man show or the owner of a large company with hundreds of employees, you may believe the size of your business plays a major role in selecting the right insurance agency. But...
By Oliver Wright As a retail business, whether you own a bakery, clothing store, boutique or flower shop, you have a very unique set of exposures. From your products to your employees, there’s not always a one-size-fits-all policy when it comes to having the proper insurance...
February 1, 2019 Post by Byars|Wright By Evan Chambers, Account Executive Believe it or not, Alabama has the strictest alcohol laws in the country. If you’re currently deciding whether or not to serve alcohol to employees or during a company-hosted event, there are a few things you should...
December 20, 2018 Post by Byars|Wright By: Oliver Wright, Account Executive Many employers believe that once they have a business owner’s policy in place, they no longer to need to worry about any other type of coverage for their business. While this may be the case for some...
November 28, 2018 Post by Byars|Wright By: John Byars In today’s world with social media, political division and racial tension, employment practices liability insurance (EPLI) is more important than ever. With the division in our country, along with the rise of sexual and discriminatory harassment claims, it’s crucial...
November 20, 2018 Post by Byars|Wright Updated: October 5, 2023 By: Jackie Yarbrough, Account Executive Throughout the years, as I’ve worked with countless clients on their commercial property insurance needs, I’ve found there are many things that are often a bit confusing. Especially when it comes to determining the best...
I’ve worked with many companies throughout the years, and during this time, I’ve seen business owners make some decisions that could greatly put their business at risk. While it’s my job not to just sell insurance, but to protect businesses from their exposures, it can...
As a business owner, you’re probably familiar with commercial umbrella insurance, or the coverage that comes into play when your underlying liability limits aren’t enough to cover the claim. While having an umbrella could possibly save your business from bankruptcy after an unfortunate event, without one,...
Cybercrime is one of the most rapidly emerging, significant exposures to any business today. Both organized crime in the U.S., as well as foreign enemies, are hacking and stealing information from businesses in order to turn around and sell that information. According to the 2017 State...
