Inland marine insurance was once used strictly in the ocean marine industry to protect against property losses before, during and after water transfers. As the non-ocean aspect of the cargo journey developed, cargoes were transferred to barge, and the term “inland marine” was created. These...
After fielding various questions regarding bonding requirements for subcontractors on public works projects, ABC of Alabama recently asked active agents within ABC, including Byars|Wright President Gabe Clement, to provide feedback on what they are currently observing in the industry, as well as any thoughts or...
Heat and humidity can cause several different types of heat-related illnesses such as heat cramps, heat exhaustion and heat stroke. Knowing the signs and symptoms of each type of heat-related illness will help to keep you safe on the job. Normally, the body has ways...
A safe, efficient and orderly warehouse is crucial to business success. Warehouses are like the heart of a business—they are the central transfer point, storing and sending raw materials or manufactured goods onward to distribution, thereby keeping the pulse of the business beating. Many business...
By Lawson Shaffer, Producer Workers’ compensation insurance coverage protects both businesses and their employees from financial loss when an employee is injured on the job or gets sick from a work-related cause. While workers’ compensation coverage is required for some businesses, we recommend that all businesses...
Workers’ compensation is insurance coverage paid by the company to provide benefits to its employees who are injured or become sick on the job. It’s a win-win for the employer and employee. Workers receive medical care they need, and employers receive assurance that they will...
As a bond producer and construction-oriented agent, I’m often asked important questions on Surety & Bonding topics: 1. "How do I choose the right Surety company/agent? What should I be looking for?" 2. "How do I improve my bonding program?" These are fair questions to ask. Though...
In the South, we all know how brutal the sun can be especially during the dog days of summer. Those working on construction sites and roadwork projects are getting direct exposure. This leaves them vulnerable to heat exhaustion, or worse, heat strokes. This is why...
