Most health insurance plans provide for in-hospital care, doctor visits, and preventive health care needs. But they may not cover many other health-related needs of older adults, such as long-term care, which is also not covered by Medicare. So, who needs long-term care insurance? Long-term care...
As we age and reach different milestones in our lives, our insurance needs to change too. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events: • New home ownership— Purchasing a new home is a big...
There's a 50% chance that you will need long-term care one day. So...
Did you know you can plan for your future with long-term care insurance? When it comes to health, unfortunately, we don't have a crystal ball to look into the future. Even so, statistics show that Americans are living longer and healthier lives! While this is...
When most people think about life insurance, they often associate it with protecting their family in the event of their death. Usually, it’s with a term or permanent, “whole life”, policy. It protects the future of their loved ones by providing peace of mind and...
By Mitchell Garnett, Director of Operations, and Life Insurance Producer There are a lot of misconceptions when it comes to life insurance. Many don’t understand just how valuable it can be when it comes to their family’s future. Others have the wrong idea about the costs...
