Unexpected events like theft, vandalism or fires can wreak havoc on your personal belongings and cost you a fortune. Renters insurance is an affordable way to protect your belongings from losses—losses that can be far more costly than you may expect. We dedicate ourselves to...
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every...
Every year, people report fraud, identity theft and bad business practices to the Federal Trade Commission (FTC) and law enforcement partners. According to FTC data, more than 2.8 million people reported fraud in 2021, and 1 in 4 said they also lost money. The median...
Heat and humidity can cause several different types of heat-related illnesses such as heat cramps, heat exhaustion and heat stroke. Knowing the signs and symptoms of each type of heat-related illness will help to keep you safe on the job. Normally, the body has ways...
Choosing insurance may not be as romantic as deciding where to go on your honeymoon, but it is one of the most important things you can do as newlyweds. Although most couples are aware of the need to readdress their insurance needs when they get...
May is Motorcycle Safety Awareness Month. This event spreads safety information about motorcycles on the road. As the weather gets warmer, the number of those driving motorcycles will increase, and with that, all drivers on the road must be more aware of their surroundings to...
An auto insurance policy encompasses many coverages that work together to help provide financial protection. One such coverage is uninsured/underinsured motorist (UM/UIM) insurance. This may help cover car repairs and medical costs for you and your passenger if the driver at fault doesn’t have enough...
If you’re investing in a second home, we’ve gathered some insurance basics that will help you make the best buying decision when it comes to determining insurability and estimating your ongoing cost of ownership. Homeowner's insurance prices are on the rise, especially for second homes,...
If you ever shop around for insurance, you’ll likely consider if you want to bundle your policies—in other words, combine your home or renters, auto and life insurance policies with the same carrier. Although you have the option to shop around individually for each policy,...
Do you know your personal insurance? You don't have to be an expert, because we're here to help. The insurance professionals at Byars|Wright Insurance can assist you in selecting the most comprehensive coverage, provided by highly-rated insurance companies. Our clients rely on us to creatively assist...
Uber, Lyft and other rideshare apps can make it easy to get a quick car ride or make some extra income, and they’re only becoming more popular. In fact, in the cities where these platforms are available, taxi ridership has declined anywhere from 10%-30%. However,...
If a Tree Falls, Who Pays? Every year, storms are responsible for felling countless trees and limbs. Unfortunately, some of those fallen trees damage homes and other property. Cleaning up the damage from a storm can be a difficult task, both physically and emotionally, and things...
Everyone should have some basic supplies on hand in order to survive for at least three days if an emergency or disaster occurs. This emergency supply kit checklist includes some basic items that every emergency supply kit should have; however, it is important that as...
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, winter weather liability is...
While preparing your Thanksgiving turkey in a turkey fryer can be a timeless tradition, it’s important to keep cooking safety measures in mind to protect yourself, your guests, and your home. After all, the U.S. Fire Administration states that Thanksgiving is the peak day for...
Have you discussed defensive driving with your family or employees? The formula for defensive driving is to see the hazard, understand the defense, and act in time. Why is Defensive Driving Important? Understanding and effectively applying this formula prevents accidents in spite of the actions of other...
Event organizers must shoulder a significant burden—they have prime responsibility for ensuring overall health and safety at their events. That means they are culpable for any event-related health and safety failings. Corporate event planning isn't always easy. This weighty responsibility can wear down those not prepared...
If someone were to ask you what your coverage is under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. Interpreting the various types of coverage offered under...
Most health insurance plans provide for in-hospital care, doctor visits, and preventive health care needs. But they may not cover many other health-related needs of older adults, such as long-term care, which is also not covered by Medicare. So, who needs long-term care insurance? Long-term care...
Halloween celebrations can come with a range of fun activities and lead to lasting memories for your children. However, these festivities can also carry serious safety risks. That’s why it’s important to have precautions in place to protect your kids from the risk of Halloween-related...
