Rising premiums may leave you wondering what you can you do to save money on auto insurance. We discuss a few reasons why prices are rising in this blog. While you can’t control all of the factors influencing your premiums, there are a number of...
Hurricanes are capable of producing winds in excess of 155 mph and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive damage from heavy rainfall. Whether you live in a...
As we age and reach different milestones in our lives, our insurance needs to change too. In order to ensure adequate coverage, contact your insurance broker if you’re affected by any of the following life events: • New home ownership— Purchasing a new home is a big...
It’s a common misconception that homeowners or renters insurance policies cover all personal property. Even if they do cover personal items, there is often a financial limit as to what those policies will cover. Sometimes the amount covered is well below the item’s value. For...
Strong Phishing Scam Prevention Phishing is a type of cyber-fraud that utilizes deceptive emails or other electronic communication to manipulate recipients into sharing sensitive information, clicking on malicious links or opening harmful attachments. While emails are the most common delivery method of phishing attempts, cybercriminals may...
There's a 50% chance that you will need long-term care one day. So...
Did you know you can plan for your future with long-term care insurance? When it comes to health, unfortunately, we don't have a crystal ball to look into the future. Even so, statistics show that Americans are living longer and healthier lives! While this is...
As a homeowner, you take pride in maintaining your investment and protecting it from outside risks. Among these risks, winter weather presents some of the most significant challenges—challenges that may even lead to substantial property damage. Protect yourself from the cold and know the most...
By Mitchell Garnett, Director of Operations, and Life Insurance Producer There are a lot of misconceptions when it comes to life insurance. Many don’t understand just how valuable it can be when it comes to their family’s future. Others have the wrong idea about the costs...
By Laura Lee Johnson, Account Manager/Service Team Leader and Hayden Moss, Account Manager At Byars|Wright, we know how to drive sales. We also know how to retain those clients by providing the top-notch service that our current clients have come to know and expect. Above all...
In the event of a fire or disaster, can you remember all of your possessions? Could you close your eyes - picture a room in your home, and remember every single item in there? It's harder than one might think. When you add the stress...
If you're interested in financial planning, there is a lot to consider. As consumers, we’re constantly bombarded by commercials for discount, one-size-fits-all insurance policies. Because of this, even successful individuals are sacrificing professional advice from an insurance broker just to save some pennies on a...
Your well-deserved vacation is almost here! You’re hammering out those final details, planning exciting activities for the family, and of course, searching for the best places to eat. What you’re probably NOT thinking about is protecting the valuable items you’ll be taking on your trip....
As far as risks go, driving a boat on the water is just like driving a car down the road...
By Trae Norrell, Account Executive As we get older, we begin to realize the importance of having a good life insurance policy in place. Whether you’re just starting your family or nearing retirement, the need to protect your loved ones in your absence is an unfortunate...
In recent years fire pits have become increasingly popular. Of course we enjoy the company of our guests partnered with a beautiful outdoor fire pit, but there’s just something comforting about sitting by the fire talking with friends and family. While many homeowners get caught up...
People often ask us if their auto liability limits are where they need to be, and we typically tell them that as their assets go up, so should their limits. Along with higher limits, we also highly recommend getting an umbrella policy, which is basically...
Whether before or after purchasing homeowners insurance, most everyone has a question or two about their policy. That’s why I find it extremely important to ensure all of my clients are thoroughly educated on exactly what their policy covers, and why certain limits are where...
‘Tis the season for giving! The holidays are a perfect opportunity to give your loved ones something special. You might even have a new ring, a new watch, or maybe a Daisy Red Ryder BB gun on your own wish list. What happens if you...
Most people are aware that they need some type of personal liability insurance that’s going to protect them in a situation where there’s negligence, and either bodily injury or property damage. What many others aren’t aware of is the need for a personal umbrella policy....
