Our independent insurance agency started in 1946. We've grown tremendously in our 75 years, but relationships remain the heart of our family business. Producing, prioritizing, and protecting relationships drive who we are as an agency and how we conduct business with our customers. Get to know...
One of the biggest challenges when it comes to insurance for transportation is combining the best rate with the greatest amount of coverage. One of the most common questions our brokers receive is, 'how can I reduce my insurance costs?' There are many factors that...
By Byars|Wright Byars|Wright has a secret weapon; a new department that we created a year ago: our marketing team. When we talk about our marketing department, we aren't talking about the traditional idea of marketing, such as advertising or branding, we are referencing the industry experts...
By: Lawson Schaffer, Producer The road is a risky place to be. In today’s litigious commercial auto insurance environment, adequate insurance protection is becoming more important than ever before. As a business owner, it’s essential to understand your exposures and liabilities in order to determine the...
Workers’ compensation is insurance coverage paid by the company to provide benefits to its employees who are injured or become sick on the job. It’s a win-win for the employer and employee. Workers receive medical care they need, and employers receive assurance that they will...
By: Alan McCoin, Director of Claim Management While many insurance claims can be prevented through proper risk management and the right layers of liability coverage, they still happen. This is why our team at Byars|Wright set up a claims advocacy group geared toward serving clients in...
Telecom and datacom business owners face increased exposure to risk due to the constant change within this competitive industry. Consequently, it’s vital that telecommunication, data, VoIP, and fiber optic contractors along with paging and security system companies have the appropriate insurance coverage in place. Whether you...
By Oliver Wright As a retail business, whether you own a bakery, clothing store, boutique or flower shop, you have a very unique set of exposures. From your products to your employees, there’s not always a one-size-fits-all policy when it comes to having the proper insurance...
February 1, 2019 Post by Byars|Wright By Evan Chambers, Account Executive Believe it or not, Alabama has the strictest alcohol laws in the country. If you’re currently deciding whether or not to serve alcohol to employees or during a company-hosted event, there are a few things you should...
November 28, 2018 Post by Byars|Wright By: John Byars In today’s world with social media, political division and racial tension, employment practices liability insurance (EPLI) is more important than ever. With the division in our country, along with the rise of sexual and discriminatory harassment claims, it’s crucial...
November 20, 2018 Post by Byars|Wright Updated: October 5, 2023 By: Jackie Yarbrough, Account Executive Throughout the years, as I’ve worked with countless clients on their commercial property insurance needs, I’ve found there are many things that are often a bit confusing. Especially when it comes to determining the best...
I’ve worked with many companies throughout the years, and during this time, I’ve seen business owners make some decisions that could greatly put their business at risk. While it’s my job not to just sell insurance, but to protect businesses from their exposures, it can...
As a business owner, you’re probably familiar with commercial umbrella insurance, or the coverage that comes into play when your underlying liability limits aren’t enough to cover the claim. While having an umbrella could possibly save your business from bankruptcy after an unfortunate event, without one,...
Cybercrime is one of the most rapidly emerging, significant exposures to any business today. Both organized crime in the U.S., as well as foreign enemies, are hacking and stealing information from businesses in order to turn around and sell that information. According to the 2017 State...
