Life Insurance

Call it in the air! Will you need long-term care?

There’s a 50% chance that you will need long-term care one day. So…. heads or tails? Call it in the air.

The need for long-term care impacts the entire family, not just the person requiring care. Watch this quick video to hear how $1 million changed this client’s mind about preparing for his future and protecting his children.

(Click here to visit our YouTube Channel if you’re having trouble viewing this video.)

Individuals need long-term care when they can no longer independently perform activities of daily living. This includes household chores, yard maintenance, meal preparation, bathing, dressing, or even managing money. It’s a fact that as you get older, you are more likely to need long-term care. Long-term care insurance could provide you with better choices.

– 1 in 3 senior citizens will enter a nursing home.

– 2 in 3 senior citizens will become physically or cognitively impaired in their lifetime.

– 1 in 5 individuals will have MORE than $25,000 out-of-pocket long-term costs.

– 1 in 10 individuals age 55+ has long-term care insurance.

We’ve researched the costs and tracked the trends for years. While many things change as we progress, one thing hasn’t: long-term care costs for nursing homes, assisted living facilities, and in-home care only continue to rise. Consequently, they are higher than most people plan for.

If you want to know what your options are, contact CJ Jordan today, and let’s talk!

 

Byars|Wright, Inc. is a locally owned independent insurance agency with five offices across Alabama, The agency has developed into a major provider of commercial and personal insurance and serves customers across the Southeast. Since 1946, the agency has expanded its scope of business and delivers a wide range of insurance products with quality coverage at competitive prices. Byars|Wright is designated a Best Practices Agency by the Independent Insurance Agents and Brokers of America and was also named “Best Companies to Work For in Alabama” by Business Alabama in 2016, 2017, 2018, 2019 and 2020. In 2020, Byars|Wright won their category as the #1 Best Company To Work For in Alabama. Byars|Wright is Where Relationships Matter. www.byarswright.com

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